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PARAYILSince 1987

Services

Mutual funds and SIPs

Start, grow and review mutual fund investments with a distributor who has worked with Indian fund houses since the UTI era.

Book a consultation
PARAYIL AGENCIESAt a glance
Start from
₹500 a month
You pay us
No separate fee
Reviews
Every six months
From abroad
NRE or NRO account
Opposite St Martin's Shrine, Angamaly South. Monday to Saturday from 9 am, or on a video call from wherever you are.

A mutual fund pools money from many investors and is managed by a professional fund manager under SEBI regulation. A Systematic Investment Plan, or SIP, lets you invest a fixed amount every month so that saving becomes a habit rather than a decision.

We act as your mutual fund distributor. That means we help you pick schemes that match your goal and time horizon, complete the KYC and paperwork, set up SIPs or lump-sum investments, and sit with you to review the portfolio as life changes.

Indian rupee notes and coins laid out on a table

What we handle

Mutual funds, start to finish

  • Goal-based scheme selection

    Education, a home, retirement or a child's wedding each need a different mix of equity, hybrid and debt funds. We map schemes to the goal and the years you have.

  • SIP set-up and step-ups

    We register SIPs through the fund house or exchange platforms, help you increase them as income grows and keep mandates running without lapses.

  • Portfolio review

    Twice a year we go through holdings, overlap, performance against category and whether the allocation still fits your plan.

  • Transactions and service

    Redemptions, switches, nominee updates, KYC changes and statement requests are handled at the office or over WhatsApp.

How it works

What happens after you get in touch

  1. A short conversation

    We ask about goals, income, existing investments and how you feel about market swings. Thirty minutes is usually enough.

  2. A plan on one page

    You get a simple written plan: which schemes, how much, for how long and why.

  3. Set-up and reviews

    We complete KYC and mandates, then review with you every six months or whenever something changes.

What a monthly SIP can add up to

₹5,000 a month for fifteen years, at an assumed 10% a year. Illustrative, not a guarantee. Try your own numbers in the calculator.

Open the SIP calculator

Questions

Asked about mutual funds

Most schemes accept SIPs from ₹500 a month. Many investors begin with ₹2,000 to ₹5,000 and increase the amount each year.

Mutual funds are regulated by SEBI and your units are held in your own name, but returns depend on the market. Debt and hybrid funds carry less volatility than equity funds. We match the category to your time horizon so short-term money is not exposed to equity risk.

Yes. Non-resident Indians can invest in most Indian mutual funds through an NRE or NRO account after completing NRI KYC. We handle the documentation and coordinate with the fund house.

Open-ended funds settle redemptions in one to three working days. Equity-linked savings schemes have a three-year lock-in.

As a distributor we are paid a commission by the fund house out of the scheme's expense ratio. You do not pay us a separate fee. We disclose the commission rates on request.

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Ask us about mutual funds.

A first conversation is free and takes about thirty minutes, at the office in Angamaly or over a call.

Book a consultationCall

Opposite St Martin's Shrine, Angamaly South P.O.
Angamaly, Kerala 683573

  • Monday to Friday: 9:00 am to 6:00 pm
  • Saturday: 9:00 am to 5:00 pm

Get directions
Ten minutes from Cochin International Airport