Disclosures

Last updated 2 November 2026

Who we are

Parayil Agencies and Financial Supermarket is a family-run firm at Opposite St Martin's Shrine, Angamaly South P.O., Angamaly, Kerala 683573, India. We are an AMFI-registered mutual fund distributor and an insurance agent. We are not a SEBI-registered investment adviser or portfolio manager, and we do not manage money on a discretionary basis.

• AMFI Registration Number (ARN): Available at the office and printed on your statements
• EUIN: Available at the office and printed on your statements
• Insurance agency codes: Available at the office and printed on your statements

How we are paid

For mutual funds, we receive commission from the fund house, paid out of the scheme's expense ratio for regular plans. You do not pay us a separate fee. For insurance, the insurer pays us commission out of the premium. The commission rates on any product we suggest are available on request, and we will tell you before you invest.

Code of conduct

We follow the AMFI Code of Conduct for Mutual Fund Distributors and the IRDAI code of conduct for insurance agents. We do not promise returns, we recommend products according to your needs and risk profile, and we disclose all material information.

Risk statement

Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance is not indicative of future returns. Insurance is the subject matter of solicitation. Calculators and films on this website are illustrations, not projections or guarantees.

If you have a complaint

Tell us first. Most issues are resolved within a day.

• Contact the office: +91 94476 64867, infopafsm@gmail.com. We acknowledge within two working days.
• For mutual funds, you can also write to the fund house's investor service team, then lodge a complaint on SEBI SCORES (scores.sebi.gov.in).
• For insurance, contact the insurer's grievance officer, then IRDAI Bima Bharosa (bimabharosa.irdai.gov.in) or the Insurance Ombudsman.