Services
Life, health and general insurance
Cover that fits your family and your budget, from insurers we have worked with for decades, with help at claim time.
- Cover
- Term, health, motor, general
- Insurers
- Several, compared for you
- Claims
- We deal with the insurer
- After issue
- Renewals and nominee changes
Insurance is the part of a financial plan that protects everything else. A term policy replaces income if the earning member is gone. Health cover keeps a hospital bill from eating into savings. Motor and general insurance handle the everyday risks.
We represent several insurers rather than one, so the recommendation is about what fits you. We also stay involved after the policy is issued, through renewals, nominee changes and claims.
What we handle
Insurance, start to finish
Term life insurance
Pure protection at the lowest cost. We size the cover on your income, loans and dependants, and compare insurers on claim settlement record.
Health insurance
Individual and family floater policies, top-ups and senior citizen plans. We explain waiting periods, room limits and network hospitals in Ernakulam before you sign.
Motor and general
Car, two-wheeler, home and shop policies with quick renewals.
Claims assistance
When a claim comes, we help with paperwork, follow up with the insurer and keep you informed until it is settled.
How it works
What happens after you get in touch
Needs check
We look at dependants, loans, existing cover and health history to see what is missing.
Options side by side
You see two or three suitable policies with premiums, exclusions and claim ratios explained.
Issue and support
We complete the proposal, medicals if required, and remain your point of contact for the life of the policy.
How much term cover does your family need?
A line-by-line estimate in about two minutes.
Questions
Asked about insurance
A common starting point is 10 to 15 times your annual income plus outstanding loans, minus existing cover and liquid assets. We work out the exact figure with you.
A floater is usually cheaper for a young family. Once parents cross 55 to 60, separate policies often make more sense because premiums and claims are calculated differently. We compare both.
Yes. We have assisted with claims for decades and know what each insurer needs. You contact us first and we coordinate with the insurer.
We can, but we usually recommend separating protection from investment: a term policy for cover and mutual funds for growth. We will tell you when a traditional or unit-linked plan genuinely fits.
Often handled together
Families who come for this also ask about
Ask us about insurance.
A first conversation is free and takes about thirty minutes, at the office in Angamaly or over a call.
Opposite St Martin's Shrine, Angamaly South P.O.
Angamaly, Kerala 683573
- Monday to Friday: 9:00 am to 6:00 pm
- Saturday: 9:00 am to 5:00 pm
Get directions
Ten minutes from Cochin International Airport