A child's education
₹25 lakhby 2038
₹9,000 a month for 12 years could reach about ₹25 lakh.
- Monthly SIP
- ₹9,000
- Term cover
- ₹1 crore
- Reviews
- Twice a year
AMFI-registered
Tell us what you’re saving for. We’ll set it up and look after it — mutual funds, insurance, bonds and PAN, from one family office in Angamaly. For clients across Kerala and overseas.
I’m planning fora child's education
P. K. Martin, founderRunning the Angamaly office since 1987
A child's education
₹25 lakhby 2038
₹9,000 a month for 12 years could reach about ₹25 lakh.
Start with the one thing you need today. The rest is there when you need it, handled by the same people, whether you live in Kerala or abroad.
01 / 06
Schemes matched to each goal, SIPs set up and kept running, reviewed twice a year.
Parayil Agencies
Since 1987, one family office in Angamaly has looked after how families grow their money, protect their lives, and keep the paperwork in one place. Same address, same phone number, and now a second generation.
Your numbers
Six quick questions about your goal and what you can put aside. You see a figure straight away, and the office follows up with a plan on one page.
₹10,000 a monthabout ₹28 lakhin 12 years
Illustration at 10% a year. Mutual funds carry market risk; returns are not assured.
Start with your goal
See your numbersMove the sliders. Patience does most of the work; our job is to keep the SIP going through the years when you would rather stop.
Illustrative, at an assumed 10% a year. Not a guarantee. Mutual fund investments are subject to market risks. Open the full calculator
Our story
1987 to 2025, 7 moments. Keep scrolling.

P. K. Martin begins marketing and servicing UTI schemes and insurance from a small office opposite St Martin's Shrine.
Our habits
The clients who opened accounts with P. K. Martin in the late eighties now send their children. These are the habits that made that happen.
In their words
Clients in Kerala, the Gulf and further afield. Most came because someone in their family already did.
The questions we answer at the desk every week, written down.

Insurance. 6 min read.
What to do before a planned admission, in an emergency, and after discharge, with the documents insurers ask for.

Mutual funds. 6 min read.
What an ARN means, how each is paid, regular versus direct plans, and why distributors are not allowed to call themselves advisers.

Mutual funds. 5 min read.
How ELSS works, the three-year lock-in, how gains are taxed, and why it only saves tax if you file under the old regime.
Parayil is a family-run financial services firm in Angamaly, Kerala, founded in 1987 by P. K. Martin. It distributes mutual funds, arranges life, health and general insurance, offers portfolio guidance, and provides PAN card and debenture services from one office opposite St Martin's Shrine, Angamaly South.
Visit the office or send a WhatsApp message with your PAN and Aadhaar. We complete KYC, help you choose a scheme and register a monthly mandate from your bank. Most SIPs start within a week.
Yes. Many of our clients live in the Gulf, Europe and North America. We handle NRI KYC and coordinate with fund houses and insurers; most paperwork can be completed remotely.
Yes. Claims support is part of the service. We help with documentation, follow up with the insurer and keep you informed until settlement.
50+ awards and recognitions from the fund houses and insurers we work with, from 2009 to today.










Free call back
A first conversation, about thirty minutes, in Malayalam or English. No fees, and nothing to decide on the call.
Opposite St Martin's Shrine, Angamaly South P.O., Angamaly, Kerala 683573
Monday to Friday: 9:00 am to 6:00 pm · Saturday: 9:00 am to 5:00 pm
Get directions · Ten minutes from Cochin International Airport